Individual Investors
Unit Trust Funds
» Overview

Overview

We offer individual investors seven unit trust funds:

Fund Suitable for:
Equity Funds  
Kagiso Equity Alpha Fund Investors who are in their wealth accumulation phase, seeking exposure to the domestic equity market. A typical investor would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.
Kagiso Islamic Equity Fund Muslim investors seeking a Sharia-compliant portfolio of South African equities, who are in their wealth accumulation phase. Investors would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.
Kagiso Top 40 Tracker Fund Investors who are seeking to own the entire stock selection of the JSE/FTSE Top 40 at a low cost, and who seek long-term capital growth with no short-term income requirements. Investors would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.
Asset Allocation Funds  
Kagiso Balanced Fund Investors who are building up and growing their long-term retirement capital while seeking capital growth. Investors would also be seeking to preserve the purchasing power of their capital over the long-term, with a time horizon of 3 years or longer.
Kagiso Islamic Balanced Fund Muslim investors requiring a Sharia-compliant portfolio appropriate for retirement schemes. Investors would also be seeking to build and grow their long-term retirement capital,  while preserving the purchasing power thereof over the long-term and limiting exposure to short-term market fluctuations.
Kagiso Protector Fund Investors looking for exposure to the long-term inflation-beating charac-teristics of domestic equities, with reduced downside exposure and volatility and a strong focus on capital preservation.
Kagiso Stable Fund Investors who are risk averse and require a high degree of capital stability while requiring a reasonable income and some capital growth. A typical investor would be retired or nearing retirement and seeking to preserve capital over any one year period.
Equity Funds
  Equity Alpha Fund
» Fund Overview
» Performance
» Fund Factsheet
» Portfolio Holdings
» Minimum Investment
» Fee Schedule
» Invest With Us

Fund Overview

Fund Objective

The fund aims to provide strong capital growth and a total portfolio return that is in the top quartile for general equity funds.

Fund Investment Strategy

In order to achieve these objectives, the fund aims to be fully invested in South African equities on a consistent basis and actively positioned in the best ideas from Kagiso Asset Management's bottom-up research process. This usually entails significant deviations from market cap-weighted benchmark positions.

Investor Profile

Suitable for investors who are in their wealth accumulation phase, seeking exposure to the domestic equity market. A typical investor would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.

Performance

Performance to 31 December 2011

  Fund Benchmark* Out/(under)performance
Since inception (annualised) 22.9% 16.8% 6.1%
Latest 5 years (annualised) 11.4% 6.8% 4.6%
Latest 3 years (annualised)

20.5%

15.4% 5.1%
Latest 1 year (annualised) 4.9% 3.2% 1.7%

 

*Average performance in General Equity unit trust universe.
Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

Fund Factsheet

For more information on this fund read the fund factsheet.

  • 2011
  • 2010
  • 2009

Factsheet download links for 2011

» Kagiso Equity Alpha - December 2011

» Kagiso Equity Alpha - November 2011

» Kagiso Equity Alpha - October 2011

» Kagiso Equity Alpha - September 2011

» Kagiso Equity Alpha - August 2011

» Kagiso Equity Alpha - July 2011

» Kagiso Equity Alpha - June 2011

» Kagiso Equity Alpha - May 2011

» Kagiso Equity Alpha - April 2011

» Kagiso Equity Alpha - March 2011

» Kagiso Equity Alpha - Febuary 2011

» Kagiso Equity Alpha - January 2011

Factsheet download links for 2010

» Kagiso Equity Alpha - December 2010

» Kagiso Equity Alpha - November 2010

» Kagiso Equity Alpha - October 2010

» Kagiso Equity Alpha - September 2010

» Kagiso Equity Alpha - August 2010

» Kagiso Equity Alpha - July 2010

» Kagiso Equity Alpha - June 2010

» Kagiso Equity Alpha - May 2010

» Kagiso Equity Alpha - April 2010

» Kagiso Equity Alpha - March 2010

» Kagiso Equity Alpha - Febuary 2010

» Kagiso Equity Alpha - January 2010

Factsheet download links for 2009

» Kagiso Equity Alpha - December 2009

» Kagiso Equity Alpha - November 2009

» Kagiso Equity Alpha - October 2009

» Kagiso Equity Alpha - September 2009

» Kagiso Equity Alpha - August 2009

» Kagiso Equity Alpha - July 2009

» Kagiso Equity Alpha - June 2009

» Kagiso Equity Alpha - May 2009

» Kagiso Equity Alpha - April 2009

» Kagiso Equity Alpha - March 2009

» Kagiso Equity Alpha - Febuary 2009

» Kagiso Equity Alpha - January 2009

Portfolio Holdings

Click here to view the latest quarterly portfolio holdings.

Minimum Investment

Lump sum: R5000 and/or monthly debit order: R500

Fee Schedule

Fees (excl. VAT)

Initial fee  
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  • upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.25%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Provider (LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

      Islamic Equity Fund
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Brochure
    » Non–Permissable Income
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    A Sharia-compliant fund that aims to provide steady capital growth and a total portfolio return that is better than the average equity general fund.

    Fund Investment Strategy

    In order to achieve these objectives, the fund will generally be invested in a diversified portfolio of South African equities subject to the statutory investment limitations. The fund employs Kagiso Asset Management's investment process, with several filtering layers implemented over and above this.

    The underlying investments will comply with Sharia requirements as prescribed by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI).

    Investor Profile

    Suitable for Muslim investors seeking a Sharia-compliant portfolio of South African equities, who are in their wealth accumulation phase. Investors would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.

    Sharia Investing & Sharia Board

    For more information about Sharia investing and our Sharia Board click here.

    Performance

    Performance to 31 December 2011


    Fund Benchmark* Out/(under)performance
    Since inception (annualised) 18.1% 17.0% 1.1%
    Latest 2 years (annualised) 12.2% 10.4% 1.8%
    Latest 1 year (annualised) 3.0% 3.2% -0.1%

     

    * Average performance in General Equity unit trust universe.

    Performance is quoted from Morningstar as at 31 December 2011 for investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011
    • 2010
    • 2009

    Factsheet download links for 2011

    » Kagiso Islamic Equity - December 2011

    » Kagiso Islamic Equity - November 2011

    » Kagiso Islamic Equity - October 2011

    » Kagiso Islamic Equity - September 2011

    » Kagiso Islamic Equity - August 2011

    » Kagiso Islamic Equity - July 2011

    » Kagiso Islamic Equity - June 2011

    » Kagiso Islamic Equity - May 2011

    » Kagiso Islamic Equity - April 2011

    » Kagiso Islamic Equity - March 2011

    » Kagiso Islamic Equity - Febuary 2011

    » Kagiso Islamic Equity - January 2011

    Factsheet download links for 2010

    » Kagiso Islamic Equity - December 2010

    » Kagiso Islamic Equity - November 2010

    » Kagiso Islamic Equity - October 2010

    » Kagiso Islamic Equity - September 2010

    » Kagiso Islamic Equity - August 2010

    » Kagiso Islamic Equity - July 2010

    » Kagiso Islamic Equity - June 2010

    » Kagiso Islamic Equity - May 2010

    » Kagiso Islamic Equity - April 2010

    » Kagiso Islamic Equity - March 2010

    » Kagiso Islamic Equity - Febuary 2010

    » Kagiso Islamic Equity - January 2010

    Factsheet download links for 2009

    » Kagiso Islamic Equity - December 2009

    » Kagiso Islamic Equity - November 2009

    » Kagiso Islamic Equity - October 2009

    » Kagiso Islamic Equity - September 2009

    » Kagiso Islamic Equity - August 2009

    » Kagiso Islamic Equity - July 2009

    Brochure

    For more information on this fund click here.

    Islamic funds brochure

     

    Non–Permissable Income

    To ensure that the Kagiso Islamic Equity Fund complies with Sharia Law, it is mandatory that Kagiso deducts all non-permissable income (interest or riba) from the total income distribution due to the investor. All non-permissable income deducted will be donated by Kagiso on behalf of investors to the Kagiso Trust and/or other registered charitable organisations, at the sole discretion of Kagiso.

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee  
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  •  
    upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.00%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Provider(LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

      Top 40 Tracker Fund
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    To track the movements and replicate the performance of the FTSE/JSE Top 40 Index over time.

    Fund Investment Strategy

    The fund aims to track and replicate the performance of the FTSE/JSE Top 40 index over time by investing largely in the constituents of this index – i.e. generally the largest 40 companies listed on the JSE Securities Exchange. The portfolio is structured in order to proportionally follow the index weights.

    Rigorous cash flow management and re-balancing techniques are applied to minimise transaction costs and to keep the fund’s performance in line with the benchmark. Low risk enhancement strategies are frequently used to add incremental return with a view to offsetting the management fee somewhat. Strict cash management allows the fund to track the FTSE/JSE Top 40 index with a minimum tracking error as well as to ensure the maximum practical exposure to the Top 40 index at all times.

    Investor Profile

    Suitable for investors who are seeking to own the entire stock selection of the JSE/FTSE Top 40 at a low cost, and who seek long-term capital growth with no short-term income requirements. Investors would be able to withstand short-term market fluctuations in pursuit of maximum capital growth over the long term.

    Performance

    Performance to 31 December 2011

      Fund Benchmark Out/(under)performance
    Since inception (annualised) 13.0% 14.2% -1.2%
    Latest 5 years (annualised) 6.7% 7.5% -0.8%
    Latest 3 years (annualised) 15.5% 16.4% -0.9%
    Latest 1 year (annualised) 1.4% 2.2% -0.8%

     

    Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class R Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011
    • 2010
    • 2009

    Factsheet download links for 2011

    » Kagiso Top40 Tracker - December 2011

    » Kagiso Top40 Tracker - November 2011

    » Kagiso Top40 Tracker - October 2011

    » Kagiso Top40 Tracker - September 2011

    » Kagiso Top40 Tracker - August 2011

    » Kagiso Top40 Tracker - July 2011

    » Kagiso Top40 Tracker - June 2011

    » Kagiso Top40 Tracker - May 2011

    » Kagiso Top40 Tracker - April 2011

    » Kagiso Top40 Tracker - March 2011

    » Kagiso Top40 Tracker - Febuary 2011

    » Kagiso Top40 Tracker - January 2011

    Factsheet download links for 2010

    » Kagiso Top40 Tracker - December 2010

    » Kagiso Top40 Tracker - November 2010

    » Kagiso Top40 Tracker - October 2010

    » Kagiso Top40 Tracker - September 2010

    » Kagiso Top40 Tracker - August 2010

    » Kagiso Top40 Tracker - July 2010

    » Kagiso Top40 Tracker - June 2010

    » Kagiso Top40 Tracker - May 2010

    » Kagiso Top40 Tracker - April 2010

    » Kagiso Top40 Tracker - March 2010

    » Kagiso Top40 Tracker - Febuary 2010

    » Kagiso Top 40 Tracker - January 2010

    Factsheet download links for 2009

    » Kagiso Top40 Tracker - December 2009

    » Kagiso Top 40 Tracker - November 2009

    » Kagiso Top 40 Tracker - October 2009

    » Kagiso Top 40 Tracker - September 2009

    » Kagiso Top 40 Tracker - August 2009

    » Kagiso Top 40 Tracker - July 2009

    » Kagiso Top 40 Tracker - June 2009

    » Kagiso Top 40 Tracker - May 2009

    » Kagiso Top 40 Tracker - April 2009

    » Kagiso Top 40 Tracker - March 2009

    » Kagiso Top 40 Tracker - Febuary 2009

    » Kagiso Top 40 Tracker - January 2009

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee  
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
    Annual management fee class A fixed annual fee: 0.50%
    class A performance fee: none
    Annual advisor fee ongoing advice fees may be negotiated to a maximum of 0.25% per annum
    Linked Investment Service Provider (LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

    Asset Allocation Funds
      Balanced Fund
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    To provide investors with high long-term capital growth, within the constraints of the statutory investment restrictions for retirement funds. The fund seeks to provide a moderated exposure to volatility in the short term.

    Fund Investment Strategy

    As the fund aims to maximise returns, it will have a strong bias towards equities - typically the asset class with the highest expected long-term returns. The fund's exposure to asset classes will be managed in accordance with the outcomes of the investment manager's in-house research process to position it for changing market conditions and in order to maximise long-term returns without assuming excess risk of loss.

    Investor Profile

    The fund is suitable for investors who are building up and growing their long-term retirement capital while seeking capital growth. Investors would also be seeking to preserve the purchasing power of their capital over the long-term, with a time horizon of 3 years or longer.

    Performance

    Performance to 31 December 2011

      Fund Benchmark* Out/(under)performance
    Since inception (unannualised) 4.8% 3.7% 1.1%

     

    *Average performance in Asset Allocation Prudential Variable Equity unit trust universe.
    Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011

    Factsheet download links for 2011

    » Kagiso Balanced - December 2011

    » Kagiso Balanced - November 2011

    » Kagiso Balanced - October 2011

    » Kagiso Balanced - September 2011

    » Kagiso Balanced - August 2011

    » Kagiso Balanced - July 2011

    » Kagiso Balanced - June 2011

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  • upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.25%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Providers (LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

      Islamic Balanced
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Brochure
    » Non-Permissable Income
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    A Sharia-compliant fund that aims to provide steady long-term returns and capital growth. The fund seeks to provide a moderated exposure to volatility in the short term.

    Fund Investment Strategy

    The portfolio will be invested in a wide variety of domestic and international asset classes such as equity securities, sukuks and listed property, within the constraints of the statutory investment restrictions for retirement funds.

    The underlying investments will comply with Sharia requirements as prescribed by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI).

    Investor Profile

    The fund is suitable for Muslim investors requiring a Sharia-compliant portfolio appropriate for retirement schemes. Investors would also be seeking to build and grow their long-term retirement capital,  while preserving the purchasing power thereof over the long-term and limiting exposure to short-term market fluctuations.

    Sharia Investing & Sharia Board

    For more information about Sharia Investing and our Sharia Board click here.

    Performance

    Performance to 31 December 2011 

      Fund Benchmark* Out/(under)performance
    Since inception (unannualised) -1.9% 3.7% -5.6%

     

    *Average performance in Asset Allocation Prudential Variable Equity unit trust universe.
    Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011

    Factsheet download links for 2011

    » Kagiso Islamic Balanced - December 2011

    » Kagiso Islamic Balanced - November 2011

    » Kagiso Islamic Balanced - October 2011

    » Kagiso Islamic Balanced - September 2011

    » Kagiso Islamic Balanced - August 2011

    » Kagiso Islamic Balanced - July 2011

    » Kagiso Islamic Balanced - June 2011

    Brochure

    For more information on this fund click here.

    Islamic funds brochure

     

    Non–Permissable Income

    To ensure that the Kagiso Islamic Balanced Fund complies with Sharia Law, it is mandatory that Kagiso deducts all non-permissable income (interest or riba) from the total income distribution due to the investor. All non-permissable income deducted will be donated by Kagiso on behalf of investors to the Kagiso Trust and/or other registered charitable organisations, at the sole discretion of Kagiso.

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.                                      

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  •  
    upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.25%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Providers(LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

      Protector Fund
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    To provide steady capital growth and returns that are better than equity market returns on a risk adjusted basis over the medium to longer term.

    Fund Investment Strategy

    In order to achieve these objectives, the fund uses a dynamic asset allocation strategy to reduce volatility and downside risk and is positioned in the best ideas from Kagiso Asset Management's bottom-up research process.

    Investor Profile

    Suitable for investors looking for exposure to the long-term inflation-beating characteristics of domestic equities, with reduced downside exposure and volatility and a strong focus on capital preservation.

    Performance

    Performance to 31 December 2011


    Fund CPI + 5% Out/(under)performance
    Since inception (annualised) 11.5% 10.8% 0.7%
    Latest 5 years (annualised) 6.6% 12.0% -5.4%
    Latest 3 years (annualised) 8.2% 10.3% -2.1%
    Latest 1 year (annualised) 0.2% 11.2% -11.0%


    Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    30 April

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011
    • 2010
    • 2009

    Factsheet download links for 2011

    » Kagiso Protector - December 2011

    » Kagiso Protector - November 2011

    » Kagiso Protector - October 2011

    » Kagiso Protector - September 2011

    » Kagiso Protector - August 2011

    » Kagiso Protector - July 2011

    » Kagiso Protector - June 2011

    » Kagiso Protector - May 2011

    » Kagiso Protector - April 2011

    » Kagiso Protector - March 2011

    » Kagiso Protector - Febuary 2011

    » Kagiso Protector - January 2011

    Factsheet download links for 2010

    » Kagiso Protector - December 2010

    » Kagiso Protector - November 2010

    » Kagiso Protector - October 2010

    » Kagiso Protector - September 2010

    » Kagiso Protector - August 2010

    » Kagiso Protector - July 2010

    » Kagiso Protector - June 2010

    » Protector Factsheet - June 2010

    » Kagiso Protector - May 2010

    » Kagiso Protector - April 2010

    » Kagiso Protector - March 2010

    » Kagiso Protector - Febuary 2010

    » Kagiso Protector - January 2010

    Factsheet download links for 2009

    » Kagiso Protector - December 2009

    » Kagiso Protector - November 2009

    » Kagiso Protector - October 2009

    » Kagiso Protector - September 2009

    » Kagiso Protector - August 2009

    » Kagiso Protector - July 2009

    » Kagiso Protector - June 2009

    » Kagiso Protector - May 2009

    » Kagiso Protector - April 2009

    » Kagiso Protector - March 2009

    » Kagiso Protector - Febuary 2009

    » Kagiso Protector - January 2009

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee  
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  • upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.25%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Provider (LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

      Stable Fund
    » Fund Overview
    » Performance
    » Fund Factsheet
    » Portfolio Holdings
    » Minimum Investment
    » Fee Schedule
    » Invest With Us

    Fund Overview

    Fund Objective

    To provide total returns that are in excess of inflation over the medium term. It seeks to provide a high level of capital stability and to minimise loss over any one year period, within the constraints of the statutory investment restrictions for retirement funds.

    Fund Investment Strategy

    As the fund aims to maximise returns, it will have a strong bias towards equities - typically the asset class with the highest expected long-term returns. The fund's exposure to asset classes will be managed in accordance with the outcomes of the investment manager's in-house research process to position it for changing market conditions and in order to maximise long-term returns without assuming excess risk of loss.

    Investor Profile

    The fund is suitable for investors who are risk averse and require a high degree of capital stability while requiring a reasonable income and some capital growth. A typical investor would be retired or nearing retirement and seeking to preserve capital over any one year period.

    Performance

    Performance to 31 December 2011

      Fund Benchmark* Out/(under)performance
    Since inception (unannualised) 6.3% 3.8% 2.5%

     

    *The return on deposits for amounts in excess of R5 million plus 2% (on an after-tax basis at an assumed 25% tax rate.
    Performance is quoted from Morningstar as at 31 December 2011 for a lump sum investment using Class A Net Asset Value (NAV) prices with income distributions reinvested. Performance figures are quoted after the deduction of all costs incurred within the fund.

    Fund Factsheet

    For more information on this fund read the fund factsheet.

    • 2011

    Factsheet download links for 2011

    » Kagiso Stable - December 2011

    » Kagiso Stable - November 2011

    » Kagiso Stable - October 2011

    » Kagiso Stable - September 2011

    » Kagiso Stable - August 2011

    » Kagiso Stable - July 2011

    » Kagiso Stable - June 2011

    Portfolio Holdings

    Click here to view the latest quarterly portfolio holdings.

    Minimum Investment

    Lump sum: R5000 and/or monthly debit order: R500

    Fee Schedule

    Fees (excl. VAT)

    Initial fee
  • Kagiso (direct)
  •  
    no initial fee will be charged on any investment
  • Advisor
  • upfront advice fees of up to 3% will be allowed for advisors placing investments directly with Kagiso
    Annual management fee class A fixed annual fee: 1.25%
    class A performance fee: none
    Annual advisor fee maximum of 1% where initial fee is 1.5% or less maximum of 0.5% where initial fee is more than 1.5%
    Linked Investment Service Providers (LISP) fee a portion of Kagiso’s annual management fee may be paid to administration platforms such as Linked Investment Service Providers (LISP’s) as payment for administrative and distribution services

    Invest With Us

    Access our investment application form and transaction forms below.

    Application Forms

    Investment Application Form (individuals)
    Investment Application Forms (legal entities)

    Transaction Forms

    Switch Form
    Redemption Form
    Debit Order Form
    Additional Investment Form
    Transfer of Ownership Form
    Change of Static Details Form

    Intermediary Forms

    Intermediary Application Form
    Intermediary Terms & Condition Form

    Once you have filled in the appropriate form please fax or email the form and any supporting documents to Kagiso Client Service: Fax +27 86 673 9294
    E-mail clientservice@kagisoam.com

    Client Service
    Financial Advisors
    Institutional Investors
    Sharia Investing
    Contact Us
    Investment Forms
    Investor Online
    About Us
    Quick Links
    - Fund Prices
    - Factsheets
    - Performance
    - Forms
    News
    Conferences 2011
    Investment Philosophy
    UNPRI
    Annual Report
    Home
    Legal
    Brand Concept